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Auto Loans
Standard Chartered Grindlays autocityindia.com
Scheme Name : Car Loan
Eligibility : Minimum Age (Yrs): 21 Maximum Age (Yrs): 60
Other Eligibility

Salaried Individuals at Delhi, Chandigarh, Ludhiana, Ambala, Calcutta, Mumbai, Pune, Ahmedabad, Vadodara, Chennai, Bangalore, Hyderabad, Coimbatore, and Cochin are eligible for ANZ Loans For Cars.

Simple Income Norm criteria

Income derivation based on turnover for firms/companies declaring lower profits

Variety of options without Income Documentation are available to meet the credit norms easily subject to meeting other stipulated norms. These include:

ANZ Relationships (any one):
Existing ANZ Current/Savings Account holders meeting the average    balance norm criteria
Existing ANZ Term Deposit holders providing lien cover
Existing/Previous ANZ/Esanda Loan customers including loans for    cars, loans for/against homes, and personal loans having a good    repayment track record
Existing ANZ credit card holders having a good track record

Relationships with Other Select Financiers (any one):
Existing Credit Card Holders having a good track record
Existing/Previous Auto Loan customers having a good repayment    track record

Low Funding Requirements:
Customers requiring funding of 15% lower than the stipulated    maximum funding norms

Loan Slab
Min. Amount(Rs.) Max. Amount(Rs.) Min. Period(Yrs) Max. Period(Yrs) Interest Rate(%) Max. Finance(%)
NA Depends on the car price 1 5 13 90
List of Cars financed by STANDARD CHARTERED GRINDLAYS
FEES/CHARGES
Processing Fee : NULL
Advance Payment : NULL
Other Upfront Payment : NULL
Prepayment charge : NA
DOCUMENTATION / SECURITY
Documentation : Not Available
Guarantors : Not Available
Security

Not Available

Exceptions : Not Available
OTHER INFO.
Basis : Daily Reducing balance
Repay Method : EMI
Additional Info. : Not Available
Special Features

Additional attractive Interest Rate Discounts may be offered to relationship customers or customers satisfying certain criteria.

Step-up repayment plan exclusively designed to suit salaried executives.

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